Bu yıl da çok sayıda kurum ve kuruluş öğrencilere burs veremeye hazırlanıyor. Bazı kurumlar başvuruları başlatırken, çok sayıda kurum da üniversitelerin açılmasını bekliyor.

Bu yıl da yüzlerce yerel yönetim, vakıf ve dernek öğrencilere burs verecek. Bazı kuruluşlar burs müracaatlarını başlatırken, pek çok kurum ise henüz burs şartlarını açıklamadı. Burs verecek kuruluşların şartları üniversitelerin açılacağı Eylül ve Ekim aylarında açıklaması bekleniyor.

İşte burs veren bazı kurum ve kuruluşlar: (continue your reading )

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Anatomy of a Shoestring Adventure: Lots of Fun for Not Much Money

 by: Jan Kovarik

Just like most people, my husband I live on a “just barely” income. We’ve got “just barely” enough to pay the rent, just barely enough to pay our bills, just barely enough to keep groceries in the ‘frig, just barely enough to put a little bit into a savings account, and just barely enough to have a few “disposable dollars” left over at the end of the month. However, with today’s prices our disposable dollars get “disposed of” really quickly. There just isn’t much out there that you can do for entertainment that’s “cheap.” That is, there isn’t much out there unless you know where to look for it, and if you know how, you can do it on a “shoestring.”

We’ve been going on Shoestring Adventures since the day we got married. We never had much money to spend on splashy vacations, and even when we went “on vacation” stretching our dollars was the rule. Over the years, I’ve learned how to stretch our money to cover all sorts of incredible “road trips”—sometimes just for one day, sometimes for a whole week. Whenever and wherever we’ve gone, we’ve had experiences that “money couldn’t buy.” The two dozen or more photo albums that are stacked up in my hall closet prove it!

There’s little point in me telling you exactly where to go, how to get there, or what to do when you get there. Since our Shoestring Adventures are tailored to appeal to us, they may not appeal to you. What I can share with you, however, is how to create your own Shoestring Adventure—one that is tailor-made to fit you, your family, your budget, and your interests. With a few simple skills, a handy collection of “stuff,” and just a little bit of planning and preparation, you’ll be on your way!

Keep These Things Handy!

First, if you don’t have a really good roadmap for your state (or the state into which you intend to travel)—BUY ONE. I’m not talking about a simple map that’s got the major roads, like a travel atlas, I’m talking about one of those big paper roadmaps that you can never refold correctly. You can usually buy an excellent state roadmap in stores like Kmart, Wal*Mart, Walgreen’s, or any bookstore. Before you buy the roadmap, make sure that it has “Places of Interest” marked on it. To verify this, open the map to the “Legend” or “Key” (where they explain all the symbols used on the map). Places of interest are usually marked with something like a red dot, a blue square, or the like. In fact, so many roadmaps that we’ve purchased use red dots that we know simply refer to interesting places as “red dots on the map.”

Second, assemble a “Road Adventure Kit” and keep it ready to go! You can use anything from a cardboard box, a plastic milk crate, a “tub” (like a Rubbermaid storage tub you can buy at Wal*Mart), or even a nice whicker picnic basket. Personally, we use a crate; it’s easy to carry and it fits nicely into the bed of our truck (along with all our other Road Adventure items). You should start assembling your kit by including in your crate any or all of the following:

Binoculars

A roll of paper towels and a bottle of hand sanitizer

Picnic items (paper plate, plastic utensils, etc.)

A plastic tablecloth (like the “disposable” kind you can buy for cheap)

A couple of big beach towels

A small first-aid kit

Insect repellent

A sharp knife, a can opener, scissors

Travel-sized games like Scrabble, playing cards, etc.

A gallon of fresh drinking water (be sure to refresh regularly)

A pad of paper, pencils, pens

A “Road Adventure” log book

Your “Road Adventure Kit” should be tailor-made to fit your family’s needs. If you aren’t big on picnics, the picnic items can still come in handy for fast-food meals like fried chicken or even burgers and fries! Eat your lunch outside in a park! You might be glad you have the tablecloth (public picnic tables are rarely anything close to clean), and the towels can be spread out on the benches so you have something clean to sit on.

You should also think about including in your kit personal needs (a couple of clean diapers for the baby, a box of facial tissues for runny noses, some feminine sanitary products for when you get caught “unaware,” any anti-allergic medications that you might need, etc.). Be creative! Also, let your first few road adventures teach you what you need to have along. If you’ve forgotten something, make a note of it. The next time you are re-assembling your kit, be sure to add that item. Also, it helps to buy duplicates of things like the can opener and such so you can leave them in the kit and ready to go.

Find a “Red Dot of Interest”

Here’s where the fun of planning a road adventure can come into play. First, you need to determine if this is a day trip, a half-day trip, a two-day trip, etc. Also, do you have very young children who might not do well on a longer car trip? If your trip limit is no more than a one-hour car ride one way, then look for places of interest within about 40 miles of home. Even though most speed limits on major roads are at least 60mph, never figure that you will actually average more than 40-45 miles in one hour’s driving time. You might even want to trace a general circle on the map around your home so you know what lies within your desired traveling distance. You can even draw incremental circles on your map to indicate one hour, two hours, etc., away from home. Just remember! You always have to come home, so make allowances for that when you plan your Adventure.

Once you know how far you can easily travel (and return), then you can start looking on the map. Look for those “red dots of interest” marked on the map anywhere in the circumference of your desired travel radius. The places of interest usually have some short description next to them: “Pioneer Park,” “Children’s Museum,” “Historic Home.” If there are no red dots, then look for towns you’ve never visited, or roads you’ve never traveled. We’ve often been pleasantly surprised at what we’ve found: a quaint little town with some interesting shops; a long winding rural road dotted with small farms or old homes and maybe a sign that says “Fresh Honey for Sale” where we got a spontaneous “tour” of a beekeeper’s hives; a historic landmark marked by road signs.

When there are no red dots, you can also do a little bit of planning ahead by phoning a local Chamber of Commerce. Find a small town, learn the area code (if necessary), and call directory assistance for the number to the Chamber of Commerce (better yet, surf the Web for a town website!). Ask what’s interesting in their town. So many small towns have their own historic museum, or other historic landmarks. Maybe all they have is a really great community park where the biggest tree in the county is growing!

Your places of interest choices can really be limitless. If small town parks or two-room county museums aren’t your thing, then first determine what things your family would find of interest. Surf the Web, call Chambers of Commerce, or visit your bookstore or library where you can find books of “Things to Do” in your state. Your Adventure can be anything that will take you away from home for the day and create a delightful memory for your whole family!

If you have children who are older than 5 or 6, then this is a wonderful opportunity to teach them how to read and use roadmaps. You can even let them plan their own Shoestring Adventure! If you have more that one child, then you can appoint a Trip Planner, a Navigator, and a Supplies Officer. Give them specific tasks that include finding a place to go (what is it, where is it, and how far away is it), how to get there (what roads you need to turn on, how many miles to travel before you get to the next turn), and what you will need to enjoy the day (like special clothing for outdoor activities, picnic lunch items, toys and games to enjoy in the car, pillows for sleepy-heads after a long day’s outing). Instead of telling them where you’ll be going, let them tell you!

I do need to caution you: be prepared for that “red dot of interest” to turn out to be nothing. We’ve often tracked down dots that claim to be “Historic Fort” or “County Landmark” that have turned out to be nothing more than a bronze plaque on a rock at the end of a residential street. When that happens, we simply wander around wherever we are and see what there is to see. Sometimes we’ve happened upon local street fairs or windsurfing tournaments or a model train museum. Sometimes, too, all we’ve gotten out of it was a day away from home. When this happens, and if you’ve got disappointed kids in the car, then it might be a good time to find an ice cream parlor and treat them to a double scoop of peanut butter fudge ice cream!

Use your Road Adventure logbook to record everyone’s comments about the day. You can collect brochures, or restaurant placemats, or ticket stubs, and keep a memory album. If you take pictures, be sure to include a few! This can be a great basis for school reports for younger kids.

Basically, your Shoestring Adventures can be just about whatever you want them to be. Know in advance what your budget is, what will “work” for your family as far as meals are concerned (whether you can pack a picnic lunch or stop at McDonald’s), and how far from home you can venture for the time you have for traveling and adventuring. Never plan more than you can comfortably do in a day. If the place has several interesting things to see or do, then plan several repeat visits. Cramming more than just a couple of activities into the day can put the whole family on “Adventure Overload.”

I hope you enjoy your next “Shoestring Adventure” and that you continue to get away and find those “red dots of interest” that are marked on your map. Make it a habit to enjoy being together and experiencing new or different things!

About The Author Jan K., The Proofer is freelance proofreader and copyeditor. Visit http://www.janktheproofer.com for more information about Jan’s services; http://work-at-home.janktheproofer.com for work at home articles and free printables; and for work at home moms, visit Jan’s sister site http://work-at-home.momsbreak.com for articles, free printables, and work at home T-shirts and other fun products. © Copyright 2004 All rights reserved. jkproof@bellsouth.net

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Tags: 00, a, account, act, all sorts, anatomy, b, beach, bu, budget, car, cars, caution, choices, collectibles, dget, drawing, e, ears, ece, esi, expe, experiences, fac, frig, game, good, habit, hall closet, handy collection, hic, hours, i, ilk, incomes, isa, ister, iz, ki, kovarik, le, light, little bit, lots of fun, lt, medication, medics, member, models, money, much, nbsp, ni, nin, order, out, outdoor, personal needs, photo albums, photos, plan, price, rar, road trips, roadmap, s, savingsgroceries, sh, shoestring, sleep, tailor, tc, tens, time, travelers, tsi, urge, vacations, water, website, wit, ze

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Home Travel Agent: Will I Be Able To Live On My Home-Based Travel Agent Salary?

 by: Tim Bruxvoort

Does travel to places like Fiji, Rome, Italy, Hong Kong, Bora Bora, Paris, London, and Australia sound like something you want to do? Would you like to stroll on secluded beaches, dine in quaint little restaurants, or wander around in ancient castles? If so, becoming a travel agent may be a good choice for you.

But can you really make decent money being a travel agent? Is there a future in it?

According to the United States Department of Labor, “Industry consolidation and increasing use of the Internet to book travel will result in a decline in the employment of travel agents. The Internet increasingly allows people to access travel information from their personal computers, enabling them to research and plan their own trips, make their own reservations and travel arrangements, and purchase their own tickets.”

So as the need for travel agents declines, so too will their salaries. And salaries of travel agents are already low. The United States Department of Labor, says that the “Median annual earnings of travel agents were $26,630 in 2002. The middle 50 percent earned between $20,800 and $33,580. The lowest 10 percent earned less than $16,530, while the top 10 percent earned more than $41,660.”

So if you had years worth of experience the best you would do is around $40,000 U.S. a year, which is very well likely to decline. And more likely you would only be earning $25K or less as a travel agent. That’s not a very attractive salary for most people.

So if you become a travel agent you’ll have the benefits of huge discounts on travel, but you won’t likely be making money enough to afford to travel. In fact, you’ll barely have enough to cover living expenses.

So does that mean you should look for another more profitable occupation?

There is a solution so you can still become a travel agent. The best way is to become a travel agent is with one of the new travel-based network marketing organizations. You become a travel agent of one of these travel companies and you get all the benefits of being a travel agent.

You still make money on travel commissions, but you also make money by helping other people become their own travel agents. This enables you to make way more than you could as an ordinary travel agent. In fact, if you do it right, you can make as much in a month as many travel agents make in a year.

With the trend moving towards people making their own travel plans, you’re just helping them do what they are going to do anyway. Everyone wins! And you get to see the world in style!

About The Author Tim Bruxvoort is the Internet’s Foremost Home-Based Business and Success Coach who helps people create successful and profitable lives in their own home-based businesses. You can visit his website at www.homebasedriches.com. If you are interested in becoming a travel agent, go to www.times10travel.com for a free report. timbrux@homebasedriches.com

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Getting The Right Digital Camera For Me

 by: Chris Thomas

There are really great advantages in digital photography:

You can shoot till you drop

Taking digital images on your camera has no implication other then you have captured the image. Then you can review each image on the small screen on the back of your camera. You can shoot as many pictures of the same scene as you like – store them in memory – delete the ones that you do not like and print the one(s) you like.

Each image is a winner

Alternatively you can put an image up on a computer screen or email it to all you friends – can black mail be this easy?

Print at home or in a lab

You can print your image at home on a photo printer – turn your image into a greeting card, calendar, or a whole other list of photo memorabilia. Or hand over the job to the professionals.

So what digital camera should I buy?

A question we are often asked is ’what sort of camera should I buy’? There are literally hundreds of different models available from a large number of well known manufacturers.

This is a difficult question, which might be answered in a complex way. Rather, here we have tried to emphasise the salient points and assist you in your decision.

Key components of the camera, which will influence your buying decision will include:

What do I want to use the camera for? How big an image can I print? Does the camera have a zoom? What size and weight is the camera?

How big an image can I print?

If your objective is to take a camera on holiday, take it onto the beach and up a mountain and to print memorable images of your time on 6 x 4 inch prints, then do not spend a lot of money on your camera. A small compact camera with an image resolution of 2 or 3 Mega Pixels will be adequate for your needs and should you drop the camera or get sand in its workings then you will be pleased that you did not spend too much money.

More serious photographers will want to make bigger pints or selectively enlarge. They will want a higher image resolution and will benefit from a zoom lens.

So – what is this MegaPixel thing? Well it is the image size – quality – taken by the camera. The higher the number – the better the quality and the larger the prints which can be made.

Does the camera have a zoom?

In past times zoom lenses were regarded as second best because of their distortion and fogging. This is no longer the case – zoom lenses are truly brilliant. 3 x zooms are common and 6 x zooms feature on the more expensive cameras. So you can have a single lens which covers both wide angle views and provides a short telephoto. All very usefully packaged in a lightweight camera.

Beware of Digital Zoom. This is a technique, which zooms in on a portion of the image by processing the picture and interpolating the image between pixels – a technique which always produces inferior results.

What is the size and weight of the camera?

Digital cameras do not have to be bulky or heavy. Indeed there are some very small models available, which will fit inside a handbag. However the more sophisticated gear tends to be bulkier – and heavier. Professional models with interchangeable lenses and external flash guns will require their own hold all.

Making the Right Selection

There is a fantastic range of digital cameras available on the market. Nonetheless manufacturers focus on their customers and target specific models at certain sectors of the market. The table below summarises the information, which we have discussed.

Basic camera

A fixed lens camera priced at less than £50 [Or $90 USD] which takes digital images of up to 1 MegaPixel - will be adequate for computer or television screen display.

Party Camera

A compact design camera with a fixed lens – cost up to £150 [Or $280 USD] - taking images of up to 2 MegaPixel - will generate good quality images suitable for printing up to 4 x 5 inches

Holiday Camera

Another compact design but with a 2 – 1 zoom lens and costing between £200 and £400 [$350 - $800 USD] taking images or between 3 and 5 MegaPixel which will be suitable for printing up to 10 x 8 inches

Serious Camera

A SLR style camera with a 5 – 1 zoom lens costing between £600 and £1000 [$1000 - $2000 USD] and producing images of up to 6 MegaPixel which will produce prints of up to 12 x 16 inches

Professional Camera

An SLR camera with interchangeable lenses and costing upwards of £1,500 [Or around $3000 USD], which will take images of up to 8 MegaPixel, which will print to poster size.

SLR stands for Single Lens Reflex. These are cameras, which do not have a separate viewfinder. Rather the operator looks through the lens of the camera. Momentarily before the shutter is opened a mirror flicks up and the light passing through the lens is allowed to hit the sensitive surface of the camera. In many cases the lens at the front of the camera can be changed for another type. A variation on this presents the image as seen by the camera in a digital liquid crystal display either on the back of the camera or through a viewfinder.

Flash. Many of the inexpensive cameras will have on board flash – remember that these will only work up to about 10 feet, and they might produce red eye. More expensive cameras will expect the user to use an independent external flashgun.

Camera Accessories

Most digital cameras come with interface cables and PC software bundled. So if you have a PC at home or work you can ‘download’ images from your camera to your PC, do basic editing such as removing red eye and delete the images you do not want! Your valued images you can store for future generations on CD Rom or another recording medium.

Digital Memory Media

Sometimes known as Smart Card, Compact Flash, Multi Media Card, Memory Stick. These are the memory chips on which your images are stored – some people refer to them as digital film. The larger the capacity of the media, the more images it can store. So buy one larger then you need – for now. Images can be deleted from the media – but back them up on a CD Rom or DVD before you erase the card.

Final Hint – Keep lots of batteries handy. Digital cameras use a lot of power!

About The Author Christopher Thomas is a keen photographer and company director of Viewlink Ltd based in Amersham, Uk. The company provides digital photo developing for both amateur and commercial photographers. For more articles by Christopher Thomas please visit the company website at http://www.view-link.com/guides.html.

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One of the problems with renting a car is choice. As in, there seem to be too many of them. With a wide variety of cars, rental companies, and locations to pick up your car, the options are endless but confusing.

You may be wondering how you can find a good car at a good rate. You may be wondering what kind of car you need. You may be wondering just how you can be sure that you can rely on your car while you are traveling.

There are a few ways to ensure that you are finding the right car from the right company at the right price. All it takes is a little research, a few questions, and the willingness to look at all of your options. Let\’s take a look at who you can rent a car from.

Airport Operators

When you are looking for a car rental company, the first place everyone looks is, of course, at the airport. With companies such as Hertz, Avis, National, and a host of other familiar names, it is a logical place to start. However, while you are considering these companies, you must also consider their business.

Car rental companies are at the airport because they are catering to business travelers. This means travelers who want to get their car fast. Obviously, the ability to get your car quickly is a big bonus and, since you are going to be at the airport anyway, you will be at the rental counter of a reliable, reputable rental company lickety-split.

If you are a member of a rental company\’s premium club, these locations will suit your needs. You can usually get special discounts on car rentals as a member of a premium club and you may even be able to go directly to your car, bypassing the lines at the rental counter. Some premium clubs have free memberships, though others require an annual fee to be a member. If you do a great deal of traveling and vacationing, you should join a premium club to save a few dollars while you can still have the convenience of airport rentals.

As well, car rental companies at the airport often run specials in conjunction with airlines or credit card companies. See if your airline of choice is partnered with any rental companies, as you may be able to get some special deals through them. Also, check in your next credit card statement for coupons or special deals that you can use by paying with that particular credit card.

Unfortunately, since car rental companies at the airport are designed for business travelers, they are also designed for people who are using their companies\’ expense accounts. This means that business travelers usually have more leeway on price. They are not paying for their rental car, their company is. Those on vacation, however, are looking to keep the costs down. This means that you may need to look for another
choice of car rental company that is not right on the airport.

Off Airport Operators

One way to save some money on your rental, is to check out a few other companies that are farther away from the airport. As they are not quite as convenient for the traveler who has just arrived and they do not need to pay as much to lease their property as the high-profile companies, they will often rent for much less. As well, they need to provide good rates in order to attract your business.

Competition is tough in the rental car world and the smaller the company, the more they need to provide lower prices in order to bring in customers. A larger company knows that if you do not rent a car with them, someone else will. Thus, they are not quite as concerned about bringing in as many people as possible.

Some smaller companies may have a shuttle service from the airport or even your hotel, but you may need to pay for your own cab ride to their location. Or they may even pick you up at the airport with your rental car. Give them a call and see how you need to get there or if they will come to you.

In addition, airport rentals may add a surcharge to their rates. Operating a business at the airport requires that you pay a high shop leasing fee. In addition to that airport car rental companies also pay for parking space to store their vehicles. Consequently the airport car rental operators will usually add a surcharge to their rates, at times as high as 20% in some locations. These surcharges may not show up in the quoted rate. So the few extra dollars to take a taxi downtown to an off airport operator can save you money from the airport rental. Find out what the likely surcharges are before you rent.

Once you have found some good rates, you may want to call some of the rental offices and find out if they have unadvertised specials at their locations. Franchised offices often have special rates designed to attract the locals and you can use this to your advantage. With a few phone calls, you may be able to find a car rental special that will save big money. Check in the Yellow Pages for their numbers. You can find national and international Yellow Pages either on line or at your local library.

Use the Internet

However, you may not even need to call around for rates. Thanks to the Internet, you can compare the rates for several different companies with just a few mouse clicks. There are numerous travel web sites out there that are plugged in to the various car rental companies and their rates.

Since car rental companies know that you will be rate shopping, they are willing to provide specials designed to entice you. In fact, many of these sites will have specials available that can only be found on travel web sites. For very little effort, you can find some very good rates.

If you do choose a rental company through a travel web site, be sure you know how to get to the rental location. There is no point in spending hours waiting for a shuttle that is not coming. And there is no harm in giving someone a call just to make sure you can get to their office from the airport.

About the Author

David Glendinning operated his own car rental business for a period of 8 years. He now operates his business on the Internet and has several websites relating to car rental and travel. For more travel tips and travel advice visit http://www.YourTravelTips.com.

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